I got my latest Duke Energy bill and added to my spreadsheet to analyze the cost increases. In 2013 we spent an additional $338 compared to last year. Some of the cost increase can be attributed to 18% more heating days than last year but about $200 of this increase is a result of higher electrical distribution costs. So far 2013 I have seen higher home and health insurance costs, higher income taxes, and higher electrical costs. Although my health insurance is more expensive, the costs are still covered by my HRA at work. I have not seen any costs that have come in lower than last year. Hmm…