I think www.healthcare.gov has a problem with their rates for Ohio. I continue to think they are showing 2013 rates in their sample data. Here is some summary data from www.legalconsumer.com, Obamacare Cost and Health Insurance Providers for an Individual,59 Years Old, in Batavia, OH, which uses data it got from www.healthcare.gov. You can see that it says the 2nd lowest silver plan costs $515.13. This cost happens to be higher than the cost I guessed at in the post, Ohio Health Insurance Rates ”“ Curiouser and Curiouser. When I go to www.ehealthinsurance.com or www.anthem.com I continue to find their prices for 2014 to be about 100% higher than those posted in the sample data.
Projected Obamacare Rates for an Individual, Age 59, in Batavia, Ohio
- Lowest Catatrophic Plan = $367.15/mo
- Lowest Bronze Plan = $443.13/mo
- Lowest Silver Plan = $485.75/mo
- Second Lowest Silver Plan* = $515.13/mo
- Lowest Gold Plan = $608.16/mo
When I look up the price for the "Anthem Silver DirectAccess w/HSA – cbey" plan on www.healthcare.gov it says it will cost $611.82 for a couple. When I first looked up the price on www.anthem.com it says it cost $1246.26 for a 5000/5000/10%. I checked again today and the price is $1288.32 for a 4000/8000/10%. The closest 2013 plan offered by Anthem to this plan is the Premier Plus 0%(5000/10000/0%) at $704.90 per month which has lower coinsurance, 0% versus 10%. I am guessing but I expect that if the Premier Plus 0% was re-priced for 10% coinsurance the price would be pretty close to the $611.82 shown on www.healthcare.gov.