A co-worker of mine is in the process of finalizing his quote for the hospital costs for his second child. He is using the same hospital that he used for his first child. For the first child he was charged $15,000 by the hospital but he eventually settled for a lower amount when he started making “good faith” payments. This time he will get a package that includes pre-natal exams, ultrasounds, and delivery costs for $2,400. If his wife requires a c-section then it will cost an additional $2,600. The hospital requires that he not be covered by health insurance and that he pays the fee up front. His plan is to drop his insurance and pick it up after the birth.